user_journey[].user_flow to let the API resolve the correct T&C journeys internally. Depending on the value:trade_buy, trade_sell, saving_create also require asset_group.trade_swap requires source_asset_group and target_asset_group.onboard, stake, unstake, crypto_transfer) take no asset group parameters.Authorization: ********************curl --location --globoff 'https://test.whitelabel.bitpanda.com/v2/users/?user_journey[]=undefined&user_flow=undefined&asset_group=undefined&source_asset_group=undefined&target_asset_group=undefined' \
--header 'Accept-Language;' \
--header 'Authorization: Bearer <token>'{
"data": {
"id": "2e4c89ac-1290-426f-8de0-4c7b40b91d3a",
"account_level_id": 1,
"type": "retail",
"verified": true,
"active": true,
"buy_active": true,
"trading_active": true,
"trading": {
"active": true,
"reason_code": "TRADING_ACTIVE",
"reason": "Trading active"
},
"registered_at": "2025-01-01T12:00:00+00:00",
"appropriateness_tag": {
"short_name": "appropriateness.not_appropriate",
"requires_test_completion": false,
"requires_test_resubmission": false
},
"terms_not_accepted": [
1008,
1012
],
"is_pep": false,
"offboarded": false,
"tax_compliant": true,
"external_id": "example-external-id-123",
"external_meta": {
"meta_1": "value_1",
"meta_2": "value_2"
}
}
}