Get Terms & Conditions v2

The endpoint returns a list of Terms which the user needs to accept in order to onboard or trade.

The terms, which shall be accepted may differ based on the user's country of residence.

You can pass the parameter Accept-Language with a string containing ISO 639-1 language code to get the list of Terms translated into the chosen language. Currently, Bitpanda supports translations for German, Polish, French, Spanish, Italian, and Turkish. The default language is English (en). If you pass the parameter for a language that does not have an existing translation in our database, the response returns the Terms in English.

User Journey context (optional)

The list of terms returned is filtered to those that apply to the resolved journeys.
You can supply the journey context in one of two mutually exclusive ways:

Option A — explicit user journey list:

Pass one or more user_journey values via user_journey[].

Option B — flow context (preferred):

Pass user_flow to let the API resolve the correct T&C journeys internally. Depending on the value:

trade_buy, trade_sell, saving_create also require asset_group.

trade_swap requires source_asset_group and target_asset_group.

All other values (onboard, stake, unstake, crypto_transfer) take no asset group parameters.

Note: When no journey params are provided at all, the API falls back to the default configured journeys.

curl --location --globoff 'https://test.whitelabel.bitpanda.com/v2/terms?country=AT&account_type=undefined&user_journey[]=undefined&user_flow=undefined&asset_group=undefined&source_asset_group=undefined&target_asset_group=undefined' \ --header 'Accept-Language;' \ --header 'Authorization: Bearer <token>'

{ "data": [ { "id": 1, "content_type": "link", "title": "User Agreement Bitpanda Enterprise EN", "type": "GENERAL_TERMS", "version": "3.0.2", "mandatory": true, "effective_at": "2025-08-21T08:14:20+00:00", "url": "https://cdn.bitpanda.com/terms-and-conditions/general-terms-en-3.0.2.pdf" } ] }

User Journey context (optional)

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Responses

Get Terms & Conditions v2

User Journey context (optional)#

Request

Responses

User Journey context (optional)